Software & AI spend, in plain sight

Find every subscription your business pays for — and stop overpaying.

Connect your bank in two minutes. Periance finds every recurring software and AI charge, flags duplicate, forgotten and overpriced tools, and shows you exactly where the money’s going.

Read-only bank access through Plaid. We never see or store your bank credentials.

periance.com/scan
Estimated annual savings · sample
$18,240
$142,000/yr total software spend · 63 subscriptions
4 AI tools — $9,600/yr may be redundant
$9,600/yr
Slack billed on 2 cards
$7,200/yr
Figma — switch to annual
$1,040/yr
The problem

Most companies quietly overpay for software.

Spend is scattered across cards and bank accounts, so no one has the full picture — and it adds up.

Duplicate tools

Two apps that do the same job, billed on different cards.

Forgotten subscriptions

Small charges that quietly renew month after month.

Silent price hikes

Vendors raise prices and no one notices.

Overlapping AI tools

ChatGPT, Claude, Perplexity, Copilot — paid for in parallel.

How it works

Three steps to a clear answer.

STEP 1

Connect your accounts

Link your business bank and cards through Plaid — read-only, a couple of minutes.

STEP 2

We detect every subscription

Periance identifies and categorizes each recurring software and AI charge, including the messy ones.

STEP 3

Get your leak report

See your estimated annual savings and exactly which tools are duplicated, forgotten, or overpriced.

The report

Your savings, itemized.

Every flag shows its dollar impact and a one-sentence reason. Clean enough to forward to your bookkeeper.

periance.com/scan
Estimated annual savings · sample
$18,240
$142,000/yr total software spend · 63 subscriptions
4 AI tools — $9,600/yr may be redundant
$9,600/yr
Slack billed on 2 cards
$7,200/yr
Figma — switch to annual
$1,040/yr
Beyond spend

See who still has access.

Connect GitHub and Periance flags former employees who still have access, so you know before it becomes a problem. More platforms — Slack, Google Workspace, Microsoft 365 — are rolling out next.

  • Former employees with lingering accessSomeone who left the company but still appears as a member or admin.
  • Access without a confirmed ownerA system nobody is accountable for is a system nobody notices going wrong.
  • More platforms, rolling outSlack, Google Workspace, Microsoft 365 and others are next — see the roadmap below.
periance.com/access-risk
Former employee still appears in your GitHub org
Repository with no confirmed owner
More platforms coming soon
Pricing

Free to scan. Pay to fix.

Free

$0

See where the money goes.

  • Connect your bank & cards
  • Every subscription detected
  • Estimated annual savings + issue summary
Start free

Pro

14-day trial
$99/mo

The full report, monitoring, and your whole operational stack.

  • Full leak report — every vendor & recommendation
  • Monitoring: new subscriptions, price changes & renewals
  • GitHub access-risk checks (more platforms rolling out)
  • PDF export
Start 14-day trial

Founding customers get a locked-in price. Request founding access →

Security

Your bank data is handled carefully.

Read-only access through Plaid — we never see or store your bank credentials.

Access tokens are encrypted at rest and never sent to your browser.

Disconnect and delete your data at any time.

If you don't start a trial within 7 days, we automatically remove the connection and delete your transaction data.

FAQ

Questions, answered.

Is my bank data safe?+

Yes. We connect read-only through Plaid, never see your credentials, encrypt tokens at rest, and let you delete everything anytime.

How does the scan work?+

We read your recurring transactions, identify each software and AI vendor, and compute where you're paying twice, too much, or for something forgotten.

What does it cost?+

The scan and a summary are free. The full report, monitoring, and access risk are $99/mo after a 14-day trial.

Can I cancel?+

Anytime, from the billing portal. Cancel during the trial and you're not charged.

What is access risk?+

Beyond spend, connect GitHub and Periance flags former employees who still have access and systems with no confirmed owner. Slack, Google Workspace, Microsoft 365 and more are on the roadmap — we only show a connector as available once it's live-verified against a real account.

Founding customers

Get founding access.

Early customers get a locked-in founding price and a direct line to shape what we build. Leave your email — we’ll reach out.

Bookkeepers & fractional CFOs

Run spend scans for your clients.

We’re building a partner program for people who manage software spend across multiple companies. Tell us about your practice.